Inclusion in the American Dream: Assets, Poverty, and Public PolicyMichael Sherraden Inclusion in the American Dream brings together leading scholars and policy experts on the topic of asset building, particularly as this relates to public policy. The typical American household accumulates most of its assets in home equity and retirement accounts, both of which are subsidized through the tax system. But the poor, for the most part, do not participate in these asset accumulation policies. The challenge is to expand the asset-based policy structure so that everyone is included. |
Contents
| 1 | |
PART II Asset Holding and WellBeing | 59 |
PART III Saving and Asset Accumulation among the Poor | 147 |
PART IV Toward an Inclusive AssetBuilding Policy | 239 |
Other editions - View all
Inclusion in the American Dream: Assets, Poverty, and Public Policy Michael Sherraden Limited preview - 2005 |
Inclusion in the American Dream: Assets, Poverty, and Public Policy Michael Sherraden Limited preview - 2005 |
Common terms and phrases
active addition American amount asset accumulation asset poverty asset-based asset-building associated average balance bank behavior benefits building chapter checks child contributions costs CSAs deposit direct discussion earnings economic effects EITC example families federal funds greater groups higher holding home ownership Homestead households housing IDAs important income increase individuals institutions investment issues land less limited low-income match mean measure median month noted offer opportunity owners parents participants pension percent period plans political poor population positive programs proposals question rates receive reform refund relative retirement savings Sherraden significant social Social Security suggests Survey Table term theory tion transfers unbanked United University variable Washington wealth welfare workers
Popular passages
Page xiii - Administrator of the Food and Nutrition Service of the US Department of Agriculture to discuss additional changes in the food stamp program, which would improve its utility to older persons.
Page xvii - Administration she served as Assistant Secretary for Policy Development and Research at the US Department of Housing and Urban Development.
Page xv - Orszag (orszagp(g:sbgo.com) is the Joseph A. Pechman Senior Fellow in Economic Studies at the Brookings Institution and a Senior Director at Sebago Associates.