Welcome to SmartLend, a cutting-edge peer-to-peer lending platform designed to connect borrowers and lenders seamlessly. Whether you're seeking a loan to fuel your dreams or looking to invest in opportunities, SmartLend leverages modern technology—machine learning, and a robust full-stack architecture—to make lending smarter, faster, and more secure.

• Borrower Empowerment: Apply for loans with an intuitive dashboard and streamlined application process.
• Lender Opportunities: Fund loans, track investments, and review agreements through a dedicated lender portal.
• Smart Evaluation: Machine learning (XGBoost) powers credit scoring and loan approval decisions.
• Secure & Transparent: Firebase-backed authentication and MongoDB for reliable data management.
• Real-Time Tracking: Monitor repayments, transactions, and loan statuses effortlessly.

• Frontend: React, Tailwind CSS, Firebase (authentication & config)
• Backend: Node.js, Express.js, MongoDB
• Machine Learning: Python, XGBoost (xgb_model.pkl)
• OCR Service: Node.js
• Tools: Git, npm, pip

📦 SmartLend
├─ .gitignore                # Git ignore rules
├─ Mongobackend              # Mixed Python/Node.js backend (possibly experimental)
│  ├─ api                   # API endpoint for ML model
│  ├─ database              # MongoDB integration (mongo_client.py)
│  ├─ mlServer.py           # ML server (Python)
│  ├─ ml_models             # ML model storage
│  ├─ requirements.txt      # Python dependencies
│  ├─ schemas.py            
│  ├─ services              # Business logic (i.e loan evaluation)
│  └─ updated_backend       # Node.js backend (updated version?)
│     ├─ .env              # Environment variables
│     ├─ config            
│     ├─ controllers       # Request handlers
│     ├─ package.json      # Node.js dependencies
│     ├─ routes            # API routes
│     ├─ server.js         # Main server script
│     └─ xgb_model.pkl     # ML model copy
├─ frontend                  # React frontend
│  ├─ public               # Static assets
│  ├─ src                  # Source code
│  │  ├─ assets            # Images (e.g., SmartLend logos)
│  │  ├─ components        # Reusable UI components
│  │  ├─ pages             # Page components
│  │  ├─ firebaseConfig.js # Firebase setup
│  │  └─ [other files]     # App logic, styles, etc.
│  ├─ package.json         # Dependencies
│  └─ tailwind.config.js   # Tailwind CSS config            
├─ README.md                # You’re reading it!
└─ package.json             # Root-level dependencies (if any)

Follow these steps to set up SmartLend locally:

• Node.js
• Python (3.9+ for ML components)
• npm (comes with Node.js)
• pip (Python package manager)
• Git

1. Clone the Repository

   git clone https://github.com/yourusername/smartlend.git
   cd smartlend

2. Set Up Each Component

   • Frontend

     cd frontend
     npm install

     • **Mongobackend **

     cd Mongobackend
     pip install -r requirements.txt
     cd updated_backend
     npm install

   • OCR Backend

     cd ocr_backend
     npm install

3. Configure Environment Variables

   • Create .env files in backend, updated_backend, and ocr_backend with required keys (e.g., MONGO_URI, FIREBASE_API_KEY, ML_MODEL_PATH).

4. Run the Services

   • Frontend

     cd frontend
     npm start  # Runs on http://localhost:3000

     • Mongobackend

     cd Mongobackend
     uvicorn mlServer:app --reload # Python backend
     cd updated_backend
     node server.js      # Node.js backend

   • OCR Backend

     cd ocr_backend
     node index.js  

1. Access the App: Open http://localhost:3000 in your browser.
2. Sign Up/Login: Create an account as a borrower or lender.
3. Borrowers: Navigate to the loan application page, apply for loan and track your application.
4. Lenders: Browse loan listings, fund opportunities, and monitor your portfolio.

We’d love your help to make SmartLend even better!

1. Fork the repo.
2. Create a branch: git checkout -b branch_new.
3. Commit your changes: git commit -m "Add new branch".
4. Push to your branch: git push origin branch_new.
5. Open a Pull Request with a clear description.

• Email: smartlend25@gmail.com

Built with 💻 and ❤️ by the SmartLend Team.