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Union Bank shares rise 4% after Q4 profit jumps 50%; management flags margin pressure
Union Bank of India reported a 50% YoY rise in Q4 net profit to Rs 4,985 crore, aided by higher non-interest income and lower provisions. However, the bank warned of NIM pressure due to potential RBI rate cuts. Loan growth missed FY25 targets, and operating expenses rose. Analysts remain bullish, with a 16% upside potential.
Union Bank Q4 results: Net profit surges 50% on strong treasury gains
Union Bank of India reported a robust 50% surge in net profit for the March quarter, reaching ₹4,985 crore, driven by a significant increase in treasury gains. For FY25, net profit increased by 32% year-on-year, reaching ₹17,987 crore. While loan and deposit growth fell short of targets, the bank successfully reduced its gross non-performing assets ratio below 4%.
Canara Bank Q4 profit rises 33% YoY to Rs 5,003 cr; bank declares Rs 4 per share dividend
Canara Bank reported a 33.2% YoY jump in Q4FY25 net profit to ₹5,003 crore, driven by higher other income and lower provisions. The bank declared ₹4 dividend per share and gave moderate FY26 growth and NPA guidance.
IIFL Finance Q4 Results: Profit falls 42% to Rs 251 crore
IIFL Finance Thursday reported a 42% year-on-year fall in consolidated net profit for the March quarter mainly because of flat loan book, which led to 9% shrinkage in net interest income.
Canara Bank Q4 Results: Standalone PAT jumps 33% YoY to Rs 5,004 crore; Rs 4/share dividend declared
Canara Bank reported a 33% YoY rise in Q4FY25 net profit to Rs 5,004 crore, while NII dipped 1.4% to Rs 9,442 crore. Sequentially, PAT rose 22% and operating profit grew 5.7%. The board recommended a Rs 4 dividend per share. Asset quality improved, with Gross NPA down to 2.94% and Net NPA at 0.70%.
What does the recent 10% drop in BoB's stock signal for investors?
The credit cost increased amid a higher slippage ratio owing to the micro, small, and medium enterprises (MSME) segment. The gross nonperforming asset (NPA) ratio continued to slide to a multi-quarter low. The share of the retail segment in the loan portfolio rose to 30% from 28% a year ago while the bank reported the highest ever net profit for the quarter and full year.
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Piramal Enterprises Q4 Results: Profit falls 25% even as AUM surges 17%
Piramal Enterprises experienced a 25% drop in net profit for the March quarter, despite a 17% rise in assets under management. The profit stood at Rs102 crore, impacted by the previous year's one-off gain from Shriram Finance. Looking ahead, the company targets 25% AUM growth in FY26, aiming for retail assets to constitute 80-85% of the portfolio.
PNB Q4 Results: Net profit surges 52% YoY to Rs 4,567 crore
PNB Q4 Results FY25: Net Interest Income (NII) grew 4% year-on-year to Rs 10,757 crore, indicating steady lending growth, while non-interest income rose 11% to Rs 4,716 crore.
High deposit costs a drag on Bank of Baroda's Q4
Net interest income-difference between interest paid to depositors and interest earned on loans-fell nearly 7% YoY to ₹11,020 crore in the fourth quarter. NII climbed 2% for the full financial year, while NIM moderated to 3.02% from 3.18% a year ago. However, non-interest income, which includes treasury gains, surged 24% in the March quarter to ₹5,210 crore, boosting the bank's bottom line.
Bank of Baroda Q4 Results: PAT rises 3% YoY to Rs 5,048 crore; Rs 8.35/share dividend declared
Bank of Baroda's Q4FY25 net profit increased by 3.3% YoY to Rs 5,048 crore, accompanied by a dividend announcement of Rs 8.35 per share. While interest income rose, net interest income declined by 6.6%. The bank saw improvement in asset quality with reduced GNPA and NNPA, alongside a 10.3% growth in total deposits.
Bank of Baroda shares slide 8% after NIM pressure dents Q4 earnings
Bank of Baroda's shares plummeted 8.1% following its Q4FY25 results, which revealed a 3.3% increase in net profit to Rs 5,048 crore. However, a 6.6% drop in net interest income to Rs 11,020 crore due to margin pressures overshadowed the positive aspects. Despite improved asset quality, increased provisions and the NII decline triggered investor concern.
Kotak Bank slides on weak Q4 earnings, downgrades
The private lender reported a 14% dip in its standalone profit after tax (PAT) at ₹3,552 crore, from the same quarter last year. Net Interest Income (NII) increased to ₹7,284 crore for January-March, from ₹6,909 crore last year, up 5% in the period.
J&K Bank Q4 profit dips 9% YoY despite record annual earnings
J&K Bank Q4 results: J&K Bank reported a 9% YoY decline in Q4 net profit to ₹585 crore due to higher provisions. However, annual net profit hit a record ₹2,083 crore, aided by improved income and asset quality.
SBI shares drop 2% after Q4 profit falls 10% YoY. What should investors do?
State Bank of India's Q4FY25 net profit declined by 10% YoY to Rs 18,642.59 crore, despite a 2.7% rise in net interest income. Asset quality improved with gross and net NPA ratios decreasing, while the bank plans to raise up to Rs 25,000 crore in equity capital during FY26 through various methods. Loan loss provisions surged, impacting overall profitability.
Kotak Mahindra Bank shares slip 4% after Q4 profit drops 14% YoY. Should you buy, sell or hold?
Kotak Mahindra Bank's shares experienced a dip following the announcement of its Q4FY25 results. The bank reported a decrease in net profit compared to the previous year. Net interest income saw a slight increase. However, both figures fell short of expectations. Brokerage firms have offered mixed recommendations on the stock.
Indian Bank Q4 results: Net profit rises 32% at Rs 2956 crore
Indian Bank's Q4 net profit surged 31.6% to ₹2956 crore, driven by improved asset quality and higher net interest income. The board proposed a dividend of ₹16.25 per share. Gross NPA ratio fell to 3.09%, with a provision coverage ratio of 98.10%. Advances grew 10%, supported by retail, agriculture, and MSME sectors.
SBI Q4 results: Net profit slides 10% YoY to Rs 18,642.59 cr, NII surges 3%
SBI Q4 results: The bank posted an operating profit of Rs 31,286 crore in Q4FY25, marking an 8.83% increase over Rs 28,748 crore a year ago. However, the loan loss provisions surged 20.35% YoY to Rs 3,964 crore from Rs 3,294 crore in Q4FY24.
Kotak Mahindra Bank Q4 results: PAT drops 14% YoY, NII up 4%
Kotak Mahindra Bank Q4 results: Private lender Kotak Mahindra Bank on Saturday reported its March quarter results for the financial year 2025, posting a 14% YoY dip in its standalone profit after tax (PAT) at Rs 3,551.74 crore. However, the net interest income (NII) grew by 4.5% YoY to Rs 7,283.57 crore.
SBI Q4 Preview: PAT may drop up to 22% YoY on higher provisions; NII seen rising up to 4%
SBI’s Q4FY25 net profit may fall 4.5–22% YoY amid higher provisions and softer pre-provision operating profit. While loan and deposit growth remains healthy, margin pressure and rising credit costs weigh on earnings. Analysts eye asset quality, capital raise plans, and return metrics.
IOB Q4 profit jumps 30% to Rs 1,051 crore on lower employee cost
Indian Overseas Bank reported a 30% YoY rise in Q4 profit to ₹1,051 crore, aided by lower employee costs, improved margins, better asset quality, and strong loan growth, especially in retail and agriculture segments.
Ujjivan Small Finance Bank Q4 Results: Profit falls 75% to Rs 83 crore amid rising credit costs
Ujjivan Small Finance Bank's Q4 net profit plummeted 75% to Rs 83.4 crore due to higher credit costs and reduced net interest income. While total income saw a rise, a significant surge in expenditure, particularly interest payments and employee costs, impacted profitability.
Bandhan Bank Q4 results: Profit zooms 483% YoY to Rs 318 crore, but NII falls 4%
Bandhan Bank reported a strong set of numbers in the March quarter as its profit soared 483% YoY to Rs 318 crore as compared to just Rs 55 crore in the year-ago period.
Bajaj Finance shares plummet over 5% after Q4 results
Bajaj Finance shares: Despite reporting a 19% YoY increase in net profit to Rs 4,546 crore for Q4 FY25, Bajaj Finance shares declined. The company announced a stock split, bonus issue, and dividends, with AUM rising 26% to Rs 4.16 lakh crore. While loan losses increased, customer base reached 10 crore, and the outlook remains positive amid strong consumer demand.
Bajaj Finance Q4 Results: PAT rises 19% YoY to Rs 4,546 crore; Co announces 1:2 stock split, 4:1 bonus issue
Bajaj Finance Q4 Results: Bajaj Finance net profit rose 19% YoY to Rs 4,546 crore in the fourth quarter. The Board approved a series of rewards for investors including a special dividend of Rs 12 and a final dividend of Rs 44 per share.
Shriram Finance shares plummet over 8% after missing estimates on credit cost in Q4
Shriram Finance share price: Net Interest Income (NII) for the quarter increased by 13%, rising to Rs 6,051 crore from Rs 5,336 crore in the same period last year. Total income for Q4 reached Rs 11,460 crore, up from Rs 9,498 crore a year ago.
RBL Bank Q4 Results: Consolidated profit slumps 76% to Rs 87 crore as unsecured loans bite
State-owned Bank of Maharashtra (BoM) on Friday reported a 23 per cent rise in net profit to Rs 1,493 crore in the March 2025 quarter on the back of core income and reduction in bad loans.
Bank of Maharashtra Q4 Results: Profit jumps 23% to Rs 1,493 crore
State-owned Bank of Maharashtra (BoM) on Friday reported a 23 per cent rise in net profit to Rs 1,493 crore in the March 2025 quarter on the back of core income and reduction in bad loans.
IDFC First Bank Q4 preview: PAT may fall up to 60% YoY on asset quality issues, NII may rise up to 13%
IDFC First Bank’s Q4FY25 profit is expected to drop 52-60% YoY, with estimates ranging from Rs 288 crore to Rs 347 crore. Net interest income is forecasted to grow 12-13%, but rising provisions and asset quality concerns will pressure profitability. Loan and deposit growth remain healthy.
Shriram Finance Q4 Results: Standalone profit rises 10% YoY to Rs 2,139 crore; Co declares Rs 3 dividend
Shriram Finance Q4 Results: Shriram Finance reported a 10% YoY rise in Q4 FY25 net profit, driven by strong disbursements, net interest income, and revenue growth. The company also saw a 36% profit surge for FY25, maintaining stable asset quality and a growing loan book.
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